Current and future homeowners

Cut Through The Mortgage Noise. Get Honest Answers.

Let’s compare interest rates

How to shop mortgage lenders

How to get the best mortgage rate

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Home loan options

Explore mortgage options with expert help and no pressure.

See loan options

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Today’s rates

Get the latest updates on rates and what current rates mean for you.

Rate updates

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See If You Pre-Qualify

Learn how to shop for lenders and whats required to get preapproved for a loan

Preapproval requirments

Tools to help you grow financially

Homebuying Guide

Learn how to buy your first home-step by step, no guess work

Refinancing Guide

Learn how to refinance your home-step by step, no guess work

Down Payment Assistance

Use our down payment assistance tool to help you save money

Mortgage Calculators

Discover whats possible based on your budget and homeownership goals

Confidence Comes From Knowledge

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Learning Center

Our Learning Center breaks it all down—simple guides, smart tools, and answers that make sense.

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Rate News + Updates

Stay on top of rate trends. Get expert-backed updates that help you decide when to lock your rate—and when to wait.

First-time homebuyer guide

Down Payment

New buyers allow for a down payment as low as 3% or even 0%, reducing the need for a large amount of upfront cash.

Closing Costs

You may qualify for grants or secondary loans designed to help cover your closing costs and prepaid expenses.

Income Limits

Your household income must be below a certain threshold to be eligible

Homebuyer Class

Most programs will require you to complete a homebuyer education course.

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What home buyers say about working with us

One stop shop for all your mortgage needs.

Excellent service, Great team, Very responsive, Knowledgeable staff above all they are on Top of their game. 
Alex Patel

Very thoughtful, thorough and always available

I had worked with multiple big banks in the past and they all need to learn from Homeownership Hub’s process.
Grinu Oomen

Exceptional Service and Expertise!

From start to finish, they demonstrated professionalism, expertise, and a genuine commitment to my needs
Marcus Allen

When you’re ready, we’re here

No pitches. No pressure. Just a straight path to buying or refinancing—backed by real experts.

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